Insurance Software for MGAs: Streamline Your Operations with SpeedBuilder Systems

After over 20 years working with MGAs, we know you need software that lets your team control products directly, launch coverage quickly, and keep compliance running quietly in the background.

MGAs handle $100 billion in U.S. P&C premiums, many using systems to which even the simplest changes can take months to make.

SpeedBuilder Systems built BindExpress so your team controls the system directly. Rating logic, product rules, and form modifications can be done using the 4,000+ configuration settings you can adjust yourself without complex coding. Products go live in days instead of waiting on IT’s schedule. Your underwriters spend time evaluating risk instead of copying data between screens. One platform handles everything, so compliance doesn’t mean chasing files across multiple systems.

BindExpress enables you to capitalize on opportunities while they still exist – the way MGA insurance software is supposed to be.

Accelerated Underwriting and Product Configuration

Your product managers understand risk. They shouldn’t need a developer to translate that understanding into something your MGA insurance software can use.

BindExpress offers SCORE, a robust engine that works like Excel to power your entire rating operation. You can build the algorithm Monday morning, test it Monday afternoon, and deploy it before you leave for the day. The people designing your risk appetite will now control how your system prices it, making changes that can take effect in real time.

Role-based permissions keep junior staff from repricing your book. State-specific forms attach automatically based on policy data. Your team moves fast while compliance stays clean.

Streamlined Policy Administration and Billing

Configuration speed means nothing if your policy administration system can’t keep up.

BindExpress runs the full lifecycle through one interface: quotes, new business, endorsements, renewals, and cancellations are done seamlessly. And the solution is easy to use because it works the way people expect.

The 4,000+ configuration settings also shape workflow, letting you decide how quotes progress, which documents generate, and what triggers automatic approvals or referrals to underwriting. BindExpress is the MGA insurance software that bends to your processes instead of forcing you into someone else’s.

Billing works the same way. From equity to account billing, third-party bill to premium finance, all payment plans can be set up by business users in just minutes, enabling your company to offer any kind of payment plan, any type of invoice delivery, and accept any type of payment. Multi-policy discounts, taxes, fees, and surcharges can all be set up by an accounting expert, without the need for programming.

Policy changes trigger billing adjustments automatically. Insureds pay through self-service portals and mobile devices instead of tying up your accounting team on the phone. Everything syncs, so your books stay accurate while your staff focuses on writing more business.

Paperless Document Management and Customer Self-Service

BindExpress generates every declaration, binder, invoice, and letter electronically. Documents land where they need to go instantly. Your staff stops printing, stuffing, and mailing thousands of pages every month.

Product managers control these documents through FormMaker™, which runs alongside Microsoft Word. Build templates, map data fields, and push updates live when underwriting requirements change. That custom endorsement you promised an agent gets built and deployed today. Broker agreements reflect your actual terms the moment you update them. Everything pulls from policy data, so accuracy happens automatically.

One SpeedBuilder client, a marine specialist MGA, replaced hours of manual form creation with automatic multi-carrier documents using BindExpress. The ability to create and publish “on the fly” forms and legal documents make BindExpress’s FormMaker™ product a logical choice for almost any specialty lines MGA.

The BindExpress Claims module works the same way. Adjusters attach photos directly to files. Acknowledgement letters automatically send themselves. Agents and insureds grab what they need from self-service portals instead of calling your team. Your MGA insurance software handles the busywork while your people handle relationships.

Built-In Compliance, Audit, and Security

BindExpress ensures every action leaves a permanent audit trail. Configuration changes, transactions, user movements—all logged with user IDs, times, and date stamps. Your compliance officer traces who changed that rating factor and reads their justification instantly. Role-based permissions keep people in their lanes. Encryption keeps everything secure. And “down to the minute” binding allows you to write those specialty lines by ensuring coverage was in place at the precise time the loss occurred.

Prevention always beats cleanup. Taxes and fees apply automatically. Correct forms attach systematically based on territory. Bordereaux reports generate cleanly because the data is accurate. Compliance runs quietly in the background where it belongs.

Your team sells while the BindExpress insurance software handles the regulatory details.

Operational Efficiency, Integration and Growth

Compliance guardrails keep you safe, but they don’t grow your book. That requires every piece of your operation working together smoothly.

BindExpress unifies underwriting, policy administration, billing, claims, and analytics on one platform. Write a policy and the billing installments generate themselves. Process an endorsement and the premium adjustment flows straight through to accounting. Your underwriters stop playing data entry operators and start building the broker relationships that actually drive premium growth.

The platform connects to your existing tech or other business partners through APIs. SpeedBuilder boasts more than 50 third-party integrations including payment processors, rating engines, fraud prevention, and other information services.

Cloud architecture means you pay for what you use today, then scale up when you land that program business next quarter. Real-time dashboards show where your book stands and where the next opportunity is. Your MGA insurance software finally grows with you instead of forcing a painful migration every time you expand.

The BindExpress Always Current™ architecture is the only market solution that enables MGAs to customize the system as desired, yet accept all product updates and enhancements at any time, without retrofitting the customized code.

Frequently Asked Questions

Q: What makes BindExpress different from a standard carrier system?

A: BindExpress has the robust features expected in big, carrier systems, but was built for MGA flexibility. Workflows, billing, and audit tools come ready to use. Your MGA insurance software should move at market speed!

Q: Can my underwriting team manage rates and rules without IT help?

A: Yes. Business users can use the SCORE Product Configurator through familiar table interfaces. They update rates, adjust discounts, and modify rules without writing code. Test changes immediately, then push them live the same day. Your product managers finally control their own products while IT focuses on bigger projects.

Q: How does SpeedBuilder keep our data safe and compliant?

A: Security runs through everything. Cloud-native architecture provides enterprise encryption and role-based access controls. Every transaction creates an audit trail. Compliance becomes automatic instead of manual.

Q: What support and ROI can we expect?

A: SpeedBuilder provides real-time support, backed by decades of insurance technology experience. SaaS delivery and low-code configuration mean you launch faster and cheaper than traditional implementations. Most MGAs cut administrative costs in half while launching products in days instead of months. The math works because the technology works.

Q: How long has SpeedBuilder been in business and what experience do you have with MGAs?

A: SpeedBuilder Systems started nearly twenty-five years ago. Today, the BindExpress Suite continues to be methodically enhanced, keeping it one of the most agile and cutting-edge policy administration solutions in the market. Clients include multiple P&C carriers and MGAs offering most personal, commercial, and specialty coverages. Last year, SpeedBuilders was awarded the Top Property and Casualty Insurance Web Based Software of 2025 by In$surance CIO Outlook magazine.

Your MGA Deserves Better Than Yesterday's Technology

SpeedBuilder Systems built BindExpress specifically for your business. After over 20 years working with MGAs, we know you need software that lets your team control products directly, launch coverage quickly, and keep compliance running quietly in the background.

At SBS, we understand how MGAs actually operate. Contact us to demo BindExpress and see for yourself what happens when MGA insurance software finally works with you instead of against you.

Get in Touch with Our Experts

Ready to transform your insurance operations? Our team is here to help you implement cutting-edge solutions that drive results.

Why Choose SpeedBuilder Systems?

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Schedule a personalized demo of the BindExpress Suite and see how it can transform your insurance operations.

Call us: 803-227-0225

Speed Builder Systems focuses on software tools and technologies that help our insurance clients grow sales, speed up collections, streamline claims handling, and improve underwriting results.

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